ISO 20022 (SEPA) files for Xero

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Transform your Xero batch payments into ISO 20022-compliant XML files (SEPA) instantly. Save 80% of your payment processing time with precision automation.

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ISO 20022 compliant
Xero Batch Payment
Xero batch payment interface
Transforming...
ISO 20022 XML output
<?xml version="1.0" encoding="utf-8"?>
<Document xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.09"
          xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <CstmrCdtTrfInitn>
    <GrpHdr>
      <MsgId>M.2026-10-21.b5m6lluz2xhze</MsgId>
      <CreDtTm>2026-10-21T19:19:13</CreDtTm>
      <NbOfTxs>3</NbOfTxs>
      <CtrlSum>13339.95</CtrlSum>
      <InitgPty>
        <Nm>Local Dev Test Ltd</Nm>
        <Id>
          <OrgId>
            <Othr>
              <Id>LOCALTEST0001</Id>
            </Othr>
          </OrgId>
        </Id>
      </InitgPty>
    </GrpHdr>
    <PmtInf>
      <PmtInfId>PI.2026-10-15.ky333p47mf65a</PmtInfId>
      <PmtMtd>TRF</PmtMtd>
      <BtchBookg>true</BtchBookg>
      <NbOfTxs>3</NbOfTxs>
      <CtrlSum>13339.95</CtrlSum>
      ...
    </PmtInf>
  </CstmrCdtTrfInitn>
</Document>

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ISO 20022 Compliant
0
Manual Errors

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Accounts Payable

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Generate ISO 20022 pain.001.001 (SEPA credit transfer) batch payment files directly from your Xero batch payments with zero manual intervention.

Supplier bank details automatically included
Invoice numbers preserved for reference
Address details from Xero contacts

Accounts Receivable

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Generate ISO 20022 pain.008.001 (SEPA direct debit) files from your Xero batch deposits with intelligent validation.

Customer bank details automatically included
Mandate numbers and dates tracked
Invoice references included

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